Get Pre–approved
What are we talking about?
Shopping for a home becomes much easier once you are pre–approved for a loan from AMFCU! You can make an offer on a home, negotiate a price, and – pending a property appraisal – close the loan much faster.
To determine your mortgage qualification, your lender will consider your gross income before taxes and your spouse's income – if you're married – your outstanding debts, your credit history, your employment history, and any property or assets you own.
Remember, you might not be able to purchase your dream home as your first home. You might have to start with a smaller home and eventually add to it or sell it and purchase a larger home as your family grows, and your income increases. Meanwhile you are building equity (investment savings) in the first house you buy.
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